Privacy Policy, Terms and Disclaimers

1. Introduction

Passive Rands respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how we collect, use, store, share and protect your personal information when you:

• Visit our website or landing pages;
• Submit a Facebook or Instagram lead form;
• Contact us by email, telephone or WhatsApp;
• Register your interest in an event, challenge, course or community;
• Click one of our affiliate or referral links; or
• Interact with our advertisements, content or services.

This policy is intended to comply with the Protection of Personal Information Act 4 of 2013 (“POPIA”) and other applicable South African laws.

2. Responsible Party

The responsible party for the personal information collected directly by Passive Rands is:

• Trading name: Passive Rands
• Email address: johannes@passiverands.co.za

3. Information We Collect

We may collect the following personal information:

• Your full name;
• Email address;
• Telephone or WhatsApp number;
• Province, city or general location;
• Employment or business status;
• Your interest in starting or growing an online business;
• Your availability to attend an event or challenge;
• Your answers to qualifying questions;
• Communication preferences;
• Messages and enquiries you send to us;
• Website activity, device information and IP address;
• Referral, campaign and advertising information; and
• Any other information you voluntarily provide.

We do not intentionally request special personal information such as medical information, religious beliefs, political opinions or biometric information.

4. How We Collect Information

We may collect personal information:

• Directly from you;
• Through Facebook and Instagram Instant Forms;
• Through website contact and registration forms;
• Through email, telephone and WhatsApp;
• When you join a mailing list or community;
• Through cookies and website analytics;
• When you click an affiliate or referral link; and
• From authorised event, technology or marketing partners where you have consented to the sharing.

Providing your information is voluntary. However, if you do not provide the required information, we may be unable to send you registration details, answer your enquiry or assist you with the relevant offer.

5. How We Use Your Information

We may use your personal information to:

• Respond to your enquiry;
• Provide information about the 3-Day Online Business Challenge;
• Confirm your interest and assess whether the challenge may suit you;
• Send registration, payment and attendance instructions;
• Contact you by email, telephone or WhatsApp;
• Send reminders, updates and relevant follow-up communication;
• Provide access to requested resources or communities;
• Improve our advertising, website and customer experience;
• Measure campaign and affiliate performance;
• Prevent fraud, abuse or security incidents;
• Maintain legally required business records; and
• Comply with applicable laws.

We will not use your information for purposes that are materially different from those described above without obtaining further consent where required.

6. Consent to Electronic Communication

When you submit a lead form, contact us or expressly opt in, you consent to receiving relevant communication from Passive Rands by:

• Email;
• Telephone;
• SMS; and
• WhatsApp.

Communication may include information about the challenge, registration reminders, educational content and related offers.

You may withdraw your consent at any time by:

• Clicking the unsubscribe link in an email;
• Replying “STOP” to a WhatsApp or SMS message; or
• Contacting us at johannes@passiverands.co.za.

Withdrawing consent will not affect processing that lawfully occurred before your withdrawal.

7. Facebook and Instagram Lead Forms

When you submit information through a Facebook or Instagram lead form, Meta may prefill certain details from your social-media profile.

Meta processes information according to its own terms and privacy policy. Once Passive Rands receives your submitted information, we process it according to this Privacy Policy.

Submitting a lead form does not automatically purchase a ticket or confirm your seat. Your booking is confirmed only after you follow the registration link and complete the required payment process.

8. Sharing of Information

We may share limited personal information with trusted service providers and partners where reasonably necessary to provide the requested service.

These parties may include:

• The 3-Day Online Business Challenge organisers;
• Van Studios or Funnel Junkies, where applicable;
• Email, CRM and marketing automation providers;
• Website hosting and analytics providers;
• Payment and registration providers;
• Professional advisers; and
• Regulatory or law-enforcement bodies where legally required.

Partners and service providers may process information only for the agreed purpose and must apply appropriate safeguards.

We do not sell your personal information to unrelated third parties.

If you leave our website and register or pay through a partner’s website, that partner’s own privacy policy and terms will also apply.

9. Affiliate Disclosure

Passive Rands may promote third-party products, services, events, courses or challenges through affiliate or referral links.

If you purchase through one of these links, Passive Rands may receive a referral fee or commission. This generally does not increase the price you pay.

Affiliate relationships do not influence your legal rights as a consumer. The third-party provider remains responsible for delivering its products or services, processing payments, confirming registrations and administering any applicable refund policy.

Passive Rands is a promotional and referral partner unless expressly stated otherwise.

10. Challenge Fee and Additional Costs

The advertised fee of R299 is the fee for access to the specified three-evening challenge, subject to the organiser’s current checkout page and terms.

The R299 challenge fee must not be interpreted as a guarantee that you can establish and operate an online business without any additional expenses.

Depending on the business model you choose, you may later decide to pay for optional products or services such as:

• Website hosting;
• Domain registration;
• Advertising;
• Software subscriptions;
• Payment-processing fees;
• Training or coaching; or
• Other business tools.

Any additional purchase should be clearly disclosed before payment and remains your choice.

11. Income and Results Disclaimer

Passive Rands does not guarantee that you will earn income, generate leads, attract customers or build a successful business.

Any earnings examples, testimonials, case studies or projections are provided for educational or illustrative purposes only. They do not represent a promise or guarantee of future results.

Your results may depend on factors including:

• Your experience and skills;
• The offer you choose;
• The market and competition;
• The time and effort you apply;
• Your marketing activity;
• Your implementation of the training; and
• General business and economic conditions.

Starting or operating a business involves risk. You remain responsible for evaluating opportunities and making your own business and financial decisions.

Nothing published by Passive Rands constitutes financial, tax, legal, accounting or investment advice. Obtain professional advice where necessary.

12. Third-Party Websites

Our website, advertisements and messages may contain links to third-party websites.

Passive Rands does not control these websites and is not responsible for their:

• Privacy practices;
• Content;
• Security;
• Pricing;
• Payment processing;
• Products or services; or
• Terms and conditions.

You should review the applicable third-party policies before submitting information or making payment.

13. Cookies and Analytics

Our website may use cookies, tracking pixels and analytics technologies to:

• Remember preferences;
• Understand website usage;
• Measure advertising performance;
• Attribute referrals or affiliate commissions;
• Improve website functionality; and
• Display relevant advertising.

Third parties such as Meta, Google or our website platform may also place cookies subject to their own policies.

You may restrict cookies through your browser settings. Some website features may not function correctly when cookies are disabled.

14. Information Security

We take reasonable technical and organisational measures to protect personal information against:

• Loss;
• Unauthorised access;
• Misuse;
• Alteration;
• Disclosure; and
• Destruction.

No electronic system is completely secure. We cannot guarantee absolute security, but we will take reasonable steps to protect information under our control.

Where required by law, affected individuals and the Information Regulator will be notified of a qualifying security compromise.

15. Information Retention

We retain personal information only for as long as reasonably necessary to:

• Fulfil the purpose for which it was collected;
• Provide requested communication or services;
• Maintain legally required business records;
• Resolve disputes; and
• Enforce agreements.

Marketing information may be retained until you unsubscribe or withdraw consent, subject to any lawful record-keeping requirements.

When information is no longer required, we will delete, destroy or de-identify it where reasonably practicable.

16. Cross-Border Processing

Some technology providers may store or process information outside South Africa.

Where information is transferred internationally, we will take reasonable steps to ensure that the recipient is subject to appropriate privacy protections, contractual safeguards or other lawful transfer arrangements.

17. Your Rights

Subject to applicable law, you may request that we:

• Confirm whether we hold personal information about you;
• Provide access to your personal information;
• Correct inaccurate or incomplete information;
• Delete information that we are no longer entitled to retain;
• Stop using your information for direct marketing;
• Record an objection to certain processing; or
• Explain how your information has been used or shared.

To exercise these rights, contact:

Email: johannes@passiverands.co.za

We may request reasonable proof of identity before processing a request.

18. Children’s Information

Passive Rands’ online-business promotions and paid challenges are intended for adults aged 18 years or older.

We do not knowingly collect personal information from children through these campaigns. If we learn that a child’s information was collected without the required authorisation, we will take reasonable steps to delete it.

19. Complaints

Please contact us first if you have questions or complaints concerning your personal information:

Email: johannes@passiverands.co.za

You may also submit a complaint to the Information Regulator of South Africa.

• Website: https://inforegulator.org.za/
• Contact page: https://inforegulator.org.za/contact-us/

20. Changes to This Policy

We may update this Privacy Policy from time to time to reflect legal, operational or service changes.

The latest version will be published on this page with an updated revision date. Material changes may also be communicated through our available contact channels.

21. General Website Disclaimer

All information provided by Passive Rands is for general educational and informational purposes.

Although we aim to provide accurate information, we do not warrant that all content is complete, current or suitable for every person or business.

You use the information and any linked third-party service at your own discretion. To the extent permitted by law, Passive Rands will not be responsible for indirect losses arising solely from reliance on general educational content.

Nothing in this disclaimer excludes rights or remedies that cannot legally be excluded under South African consumer-protection law.

22. Contact Us

For privacy questions, consent withdrawals or information requests, contact:

Email: johannes@passiverands.co.za